Best 12 Month PAYG SIM UK – Unlimited Calls & Texts for £48
If you’re looking for the best 12 month PAYG SIM UK unlimited calls texts, this deal is one of the best value options available. For only £48 for an entire year, you get unlimited UK calls and texts plus 500MB of mobile data every 30 days, working out at only £4 per month.
This is an excellent choice for people who don’t use much mobile data but still need reliable calls and texts. Whether you’re a UK resident, student, visitor, tourist, or someone looking for a low-cost backup SIM, this annual PAYG plan offers outstanding value.
Deal at a Glance
✅ Price: £48 for 12 months
✅ Unlimited UK calls
✅ Unlimited UK texts
✅ 500MB data every 30 days
✅ Works out at just £4 per month
✅ No contract
✅ No credit check
✅ EU roaming included*
✅ Uses one of the UK’s most reliable mobile networks
Why This Is One of the Best Cheap PAYG SIM Deals in the UK
Many PAYG SIMs require monthly top-ups or expensive bundles. This plan gives you everything for an entire year with one payment.
Ideal for:
- UK visitors
- International students
- Elderly users
- Children
- Backup phones
- Light mobile users
- Business emergency phones
- Travellers needing a UK number
If your mobile usage mainly consists of phone calls, texts and occasional internet browsing, paying just £4 per month is difficult to beat.

Excellent UK Coverage
The SIM uses one of the UK’s strongest mobile networks, offering:
- 5G
- 4G
- 2G
Coverage reaches approximately:
- 99% of the UK population
- 90% of UK landmass
There are no speed caps or throttling, so you’ll receive full network speeds where available.
What’s Included in the best 12 month PAYG SIM UK unlimited calls texts?
Every 30 days you’ll receive:
- Unlimited UK calls
- Unlimited UK texts
- 500MB mobile data
This automatically continues for 12 months after your one-off payment.
Perfect for Visitors and Tourists
If you’re visiting the UK for work, holidays or family, this SIM is a convenient option.
Benefits include:
- UK mobile number
- Unlimited local calls
- Unlimited texts
- Low annual cost
- Easy activation
- No lengthy contracts
It can also be useful for people who visit the UK regularly and want to keep the same phone number.
EU Roaming Included
Travelling across Europe?
Your allowance can also be used in many European destinations with EU roaming included.
A fair usage policy applies, including a 14GB roaming cap per Boost where applicable. Always check the provider’s latest roaming terms before travelling.
No Contract or Credit Check
Unlike many mobile contracts:
- No credit check
- No minimum contract
- No cancellation fees
- Pay once for the whole year
This makes it suitable for anyone who prefers flexibility with this best 12 month PAYG SIM UK unlimited calls texts
Keep Your Existing Number
Switching is simple.
You can transfer your existing mobile number, so you don’t need to tell friends, family or work colleagues about a new number.
Extra Charges Explained
The plan includes unlimited UK calls and texts plus 500MB data every 30 days.
Additional charges may apply if you:
- Call premium numbers
- Call international destinations
- Use more than 500MB data
- Make non-inclusive calls
Extra data costs 1p per MB, or you can purchase an additional data Boost.
If your balance falls below £2, the provider may automatically top up your account by £10 if automatic top-up has been enabled.
Other Features
Customers also benefit from:
- Wi-Fi Calling
- VoLTE (HD Voice)
- Tethering allowed
- International calling from 9p per minute
- Worldwide roaming
- UK customer support
- Online account management
- Full usage itemisation
- 14-day money-back guarantee
Is This PAYG SIM Worth It?
If you’re a heavy data user, you’ll probably need a larger monthly data allowance.
However, if you mainly make phone calls and send texts, this is arguably one of the best 12 month PAYG SIM UK unlimited calls texts for the users.
At only £48 for an entire year, it offers exceptional value compared with paying monthly for a similar service.
Pros
✔ Just £4 per month
✔ Unlimited UK calls
✔ Unlimited UK texts
✔ No contract
✔ No credit check
✔ 5G included
✔ EU roaming
✔ Excellent UK coverage
✔ Keep your existing number
✔ Wi-Fi Calling & VoLTE
Cons
✖ Only 500MB data every 30 days
✖ Extra data charged separately
✖ Fair usage policy applies
Final Verdict
For anyone looking for the best 12 month PAYG SIM UK unlimited calls texts, this annual plan offers excellent value.
It is especially suitable for:
- Seniors
- Visitors
- Students
- Budget-conscious users
- Anyone wanting a low-cost second SIM
With unlimited calls and texts, reliable nationwide coverage, EU roaming, and no contract, it is considered the best 12 month PAYG SIM UK unlimited calls texts and one of the most affordable annual PAYG mobile plans currently available.
Frequently Asked Questions
Is this a contract SIM?
No. It is a PAYG SIM with no long-term contract.
How much does it cost per month?
The annual price is £48, which works out at approximately £4 per month.
Does it include 5G?
Yes, compatible devices can access 5G, 4G and 2G networks where available.
Can I keep my existing number?
Yes, you can transfer your current UK mobile number.
Is EU roaming included?
Yes, EU roaming is included, subject to the provider’s fair usage policy.
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